Clareto Employee Directory
Hospitals and Health CareVirginia, United States2-10 Employees
Clareto operates a large healthcare interoperability network designed to improve risk assessment for life insurers by providing access to electronic health data through authorization-based disclosures. Its EHR+ network connects with electronic health records, health information exchanges, and other data sources to cover a substantial portion of the US population, enabling digital health data access without requiring consumer participation. This data is intended to streamline underwriting, claims processing, and related business workflows for life insurance providers, with an emphasis on protective value and usability for analytics and decision-making. Headquartered in Richmond, Virginia, Clareto functions as a subsidiary of MIB and collaborates with partners such as Munich Re Life US to advance digitization of underwriting processes. The company has pursued strategic expansions and partnerships, including efforts to broaden the ecosystem of integrations and to strengthen its data access and retrieval capabilities. Clareto positions itself within the health care and insurance tech landscape as a provider of data-enabled risk assessment solutions for life insurers, leveraging a network that aggregates health data from multiple sources.