Confer Inc.

Software DevelopmentTexas, United States2-10 Employees

Confer Inc. operates in the IT services and IT consulting sector, focusing on an AI-native mortgage loan origination platform designed to streamline the complete loan lifecycle for mid-size lenders, banks, and credit unions. The system embeds multiple AI agents within the origination workflow to handle tasks from document classification through closing, with features such as deterministic income calculation and compliance workflows, and it maintains bidirectional data synchronization with Encompass fields. The company targets mortgage providers seeking to reduce manual document processing, minimize income calculation errors, and avoid compliance timer violations by offering an integrated, end-to-end solution. Based in the Dallas area, Confer was founded by Yatin Karnik, who previously led operational support and fee strategy at Wells Fargo Home Mortgage. The product suite covers application, processing, underwriting, conditions, and closing processes, emphasizing coverage of 298 routes across the full loan lifecycle. A recent development noted in local press is Confer’s relocation of its headquarters from San Francisco to the Dallas area.

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