Insights

Strategic Investment Khosla Ventures backing and recent funding rounds indicate strong investor confidence and potential for partnerships with financial technology vendors, enabling co-marketing, integration opportunities, and access to a network of enterprise clients looking for advanced personal finance solutions.

AI Driven Personalization Credit Genie's use of artificial intelligence for personalized financial insights suggests a strong value proposition for selling to banks, credit unions, and fintechs seeking smarter customer engagement, risk scoring enhancements, and targeted product recommendations.

Mobile-First Ecosystem A mobile-first platform with instant access to cash and credit-building tools positions the company for cross-sell opportunities with buy-now-pay-later providers, lenders, and money movement partners looking to expand digital wallet capabilities.

Growth and Scale Revenue in the mid to high seven-figure range with substantial funding and a leadership team connected to PayPal, Square, and Cash App suggests readiness for enterprise sales cycles, strategic partnerships, and channel partnerships to scale distribution.

Market Positioning Operating in inclusive finance with a focus on financial wellness aligns Credit Genie with institutions and employers pursuing employee financial well-being programs, fintech accelerators, and wellness-focused corporate partnerships for benefits and outreach initiatives.

Similar companies to Credit Genie

Credit Genie Tech Stack

Credit Genie uses 8 technology products and services including Grafana, Ansible, HashiCorp Terraform, and more. Explore Credit Genie's tech stack below.

Credit Genie's Email Address Formats

Credit Genie uses at least 2 email formats:
Credit Genie Email FormatsExamplePercentage
First.Last@creditgenie.comJohn.Doe@creditgenie.com
96%
First@creditgenie.comJohn@creditgenie.com
4%

Frequently Asked Questions

What is Credit Genie's official website and social media links?

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Credit Genie's official website is creditgenie.com and has social profiles on LinkedIn and Crunchbase.

How much revenue does Credit Genie generate?

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As of August 2026, Credit Genie's annual revenue is estimated to be $100M - $250M.

What is Credit Genie's NAICS code?

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Credit Genie's NAICS code is 52 - Finance and Insurance.

How many employees does Credit Genie have currently?

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As of August 2026, Credit Genie has approximately 126 employees across 2 continents, including North America and Asia. Key team members include Director Of Engineering - Mobile: C. F., Executive Director: J. W. and Engineering Recruiting Lead: N. L. Explore Credit Genie's employee directory with LeadIQ.

What industry does Credit Genie belong to?

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Credit Genie operates in the Financial Services industry.

What technology does Credit Genie use?

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Credit Genie's tech stack includes Grafana, Ansible, HashiCorp Terraform, Duda, Figma, Sketch, Claude by Anthropic and Azure Active Directory.

What is Credit Genie's email format?

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Credit Genie's email format typically follows the pattern of First.Last@creditgenie.com. Find more Credit Genie email formats with LeadIQ.

How much funding has Credit Genie raised to date?

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As of August 2026, Credit Genie has raised $57M in funding. The last funding round occurred on Feb 12, 2025 for $34M.

When was Credit Genie founded?

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Credit Genie was founded in 2019.
Credit Genie logo

Credit Genie

Financial ServicesPennsylvania, United States51-200 Employees

Credit Genie is a Philadelphia-based, mobile-first financial wellness platform founded in 2019 by Ed Harycki, a fintech entrepreneur with a background in the industry. It uses artificial intelligence to deliver personalized financial insights aimed at helping individuals take control of their financial future. The platform is building a broader financial ecosystem by offering tools and services that provide instant access to cash and support for credit-building.
The service targets individuals seeking greater financial stability and everyday liquidity. Within the financial services industry, it operates as a digital, AI-enabled provider focused on inclusive finance and customer-centric solutions, supported by a mid-sized team based in Philadelphia.

Section iconCompany Overview

NAICS Code
52 - Finance and Insurance
Founded
2019
Employees
51-200

Section iconFunding & Financials

  • $57M

    Credit Genie has raised a total of $57M of funding over 6 rounds. Their latest funding round was raised on Feb 12, 2025 in the amount of $34M as a Venture Round.

  • $100M - $250M

    Credit Genie's revenue is estimated to be in the range of $100M - $250M

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