Credit Plus | UniversalCIS Mortgage Verifications
Information ServicesMaryland, United States51-200 Employees
Credit Plus, now operating as Xactus, is an information services company based in Salisbury, Maryland. It specializes in verification solutions for the mortgage industry, handling credit and verification data to support lending decisions. The business operates within a fintech-oriented space that provides data-enabled services for mortgage transactions. In May 2026, Xactus completed the acquisition of Creditlink, which will operate as XedaLink to provide a web-based order-fulfillment hub for credit and verification data services. That same year, the company appointed Crispen Masunda as Chief AI Architect, signaling a push to advance its technology-driven verification capabilities.