Rapid SME Financing Growth Defacto has financed over 10,000 small and medium enterprises across Europe, indicating strong demand for accessible and instant capital solutions, presenting opportunities to expand partnerships and target similar customer segments.
Tech-Driven Platform Utilizing an AI-native lending platform and embedded API integrations with major fintech players, Defacto offers scalable, data-driven financial services, making it an attractive partner for fintech companies seeking innovative lending solutions.
Funding & Revenue With a revenue estimate between 100 million and 250 million dollars and a recent funding round of 19 million dollars, Defacto has demonstrated financial stability and growth potential, ideal for joint ventures or investment opportunities aiming to leverage their platform.
Market Positioning Operating within the competitive European financial services landscape, with adjacent peers like Zalando and other retail-focused companies, Defacto can position itself as a specialized provider of SME credit, appealing to retail and e-commerce sectors.
Technology Stack Leveraging modern technologies such as React, Cloudflare, and Amazon CloudFront enables Defacto to ensure a seamless, scalable user experience. Sales efforts can highlight their innovative platform as a selling point to fintech and banking partners seeking advanced tech integration.
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$10BDefacto uses 8 technology products and services including LinkedIn Ads, html5media, Amazon S3, and more. Explore Defacto's tech stack below.
| Defacto Email Formats | Percentage |
| First@getdefacto.com | 100% |
Financial ServicesÎle-de-france, France51-200 Employees
Short-term financing for SMEs. Automated scoring • Instant credit access: Because managing your working capital shouldn't be a source of stress. €1.5B+ deployed - 20,000+ SMEs financed - 40+ partners: including Qonto, Pennylane, Malt, Société Générale Factoring Regulated by ACPR.
Company Overview
Funding & FinancialsDefacto has raised a total of $19M of funding over 6 rounds. Their latest funding round was raised on Sep 17, 2025 in the amount of $19M.
Defacto's revenue is estimated to be in the range of $100M$250M
Funding & FinancialsDefacto has raised a total of $19M of funding over 6 rounds. Their latest funding round was raised on Sep 17, 2025 in the amount of $19M.
Defacto's revenue is estimated to be in the range of $100M$250M
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