Cloud Modernization Ethias’ migration to Guidewire Cloud and ongoing cloud modernization, reinforced by Deloitte and NRB partnerships, signals readiness to adopt modern insurance platforms. This creates a sales opportunity for cloud-native core systems, integration services, data governance, and managed cloud solutions tailored to a large Belgian insurer.

Public Sector Potential With a broad client base spanning over a million customers and thousands of public and private sector clients, Ethias is well positioned for public‑sector digital transformation and ecosystem initiatives. Opportunities include digital portals, claims and policy modernization, and phygital customer journeys for government and enterprise clients.

Ecosystem Partnerships Ethias is building ecosystems in health, mobility and housing and has collaborations in sustainable healthcare logistics. This opens opportunities to sell IoT, telematics, cold-chain transportation tech, and value‑added risk analytics for health and mobility solutions.

Reinsurance Growth The launch of Ethias Re signals a growing reinsurance footprint and appetite for risk management, analytics, and capital optimization. Potential to offer reinsurance software, modeling tools, actuarial services, and regulatory reporting solutions.

Data Driven Growth Ethias relies on digital channels and analytics and emphasizes phygital customer experiences. This points to opportunities in data analytics platforms, customer 360, personalization, CRM, marketing automation, and data governance.