FedNat Insurance Company

InsuranceFlorida, United States201-500 Employees

On September 27, 2022, FedNat Insurance Company (“FNIC”)  was placed into receivership by the Florida Office of Insurance Regulation (OIR). 
 
The Florida Department of Financial Services (DFS) now has authority over  FNIC’s operations; including bank accounts. 

A copy of the Liquidation Order for FedNat Insurance Company is available on the Department’s website, www.myfloridacfo.com/division/receiver.

The Department is currently gathering claim files and claim data to forward the information to applicable GAs. As a result, there may be a slight delay in claim processing during this transitional period. The Department’s website, www.myfloridacfo.com/division/receiver, will be updated as appropriate regarding the claim transfer process.

A Guaranty Association ("GA") is a nonprofit corporation statutorily created to provide a mechanism for the payment of policy related loss claims and unearned premium when an insurance company is liquidated.  
For more information, you can find specific information about your state's Guaranty Association at:

Alabama Insurance Guaranty Association -   205-823-4042
Florida Insurance Guaranty Association - https://figafacts.com/
Georgia Insurers Insolvency Pool – https://www.gaiga.org
Louisiana Insurance Guaranty Association - https://www.laiga.org/        
Mississippi Insurance Guaranty Association - https://ms-miga.com/
South Carolina Property and Casualty Insurance Guaranty Association - http://www.scguaranty.com/
Texas Property and Casualty Insurance Guaranty Association - http://www.tpciga.org/ 

For information on a bounced check or the time it will take to receive a replacement check contact the Department at 1-800-882-3054 or online at http://myfloridacf

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