Strong Community Focus First Citrus Bank has a proven track record of supporting local businesses through significant loan programs like the Paycheck Protection Program, with 92% of loans reaching small businesses under 25 employees. This indicates an ongoing opportunity to offer tailored financial solutions that further enhance their community engagement.

Recognition and Reputation The bank's multiple awards for SBA lending and rankings as a top community bank position it as a trusted local financial partner. Building relationships here can open doors for expanding services like small business banking, loans, and digital banking solutions.

Growth and Acquisition The recent acquisition by DFCU Financial suggests a strategic expansion. This creates opportunities to provide integration support, technology upgrades, and innovative banking solutions to accommodate growth and streamline operations.

Technology Adoption First Citrus Bank has adopted modern fintech solutions such as FIDO security for employee authentication, indicating openness to further digital transformation services, secure banking technology, and customer experience enhancements.

Market Position & Size With revenue between $10 million and $25 million and serving a sizable community in Tampa with five locations, there are opportunities to offer scalable banking technology, small business lending solutions, and custom financial products to support their growth and customer engagement strategies.