Niche regional focus Target First Horizon's regional banking segment with tailored deposit growth and local lending solutions, emphasizing Tennessee markets and select neighboring regions to deepen wallet share.

Credit and capital services Leverage opportunities around fixed income and funds management needs for institutional clients, offering securities trading insights, optimized risk management, and capital deployment strategies.

Non-strategic wind-down Identify services related to wind-down activities and mortgage banking elements for non-strategic assets, presenting cost-efficient exit strategies or outsourcing options that align with their downsizing goals.

Cross-sell financial planning Cross-sell investments and financial planning within regional banking clients to increase advisory revenue and leverage the bank's local footprint for holistic financial solutions.

Growth-ready collaborations Position value-add partnerships in tax credit investments and funds management to complement their corporate segment, offering scalable structures for tax-efficient financing and alternative investment opportunities.