Community Banking Strength Leverage First Port City Bank's strong local community focus and reputation as a top community bank to position tailored, relationship-driven financial solutions for local businesses seeking personalized service and community partnership.

Growth in Leadership Recent hires and leadership appointments in lending, government guaranteed lending, and marketing indicate an expanding and modernizing lending team. This presents opportunities to offer scalable credit products, SBA and government-backed programs, and targeted marketing services to support their expansion.

SBA and Govt Lending Recognition as a top SBA lender and ongoing addition of government guaranteed lending talent suggests a strong appetite for small business financing. Engage with them on enhanced SBA loan packaging, guarantee products, and advisory services around government-backed programs.

Digital and Local Marketing Active marketing leadership and a recent Senior Vice President/Florida Market Leader/CMO appointment imply a focus on expanding market presence. Offer tailored digital marketing, customer acquisition campaigns, and marketing automation to amplify their community outreach and product adoption.

Financial Scale and Opportunity With revenue in the mid-range and a 51-200 employee base, there is room for mid-market banking products, treasury services, cash management, and fraud prevention solutions to support both their growth and efficiency as they compete with larger regional banks.