Flatbay Capital Email Format

Financial ServicesTexas, United States11-50 Employees

Flatbay Capital is a private lender operating within the financial services sector, headquartered in Sugar Land, Texas. The firm targets owner-occupied commercial real estate transactions of $1 million or more and offers financing options designed to help business owners transition back to traditional bankability within roughly 12 to 36 months. It provides customized debt structures, including principal-and-interest or interest-only arrangements, and flexible terms of 24 to 36 months, with coverage across major metropolitan markets to address complex credit situations efficiently.

To support its clients, Flatbay Capital maintains strategic partnerships with bankers, factoring firms, SBA lenders, and CPAs or turnaround consultants, aligning treasury relationships and stability during the CRE financing process. The company positions itself as a specialized partner for nationwide CRE financing, prioritizing flexible terms and relationship-driven service rather than quick marketing. Based in Texas, it operates across the United States to serve business owners seeking CRE financing solutions in transition.

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