Digital Payment Growth FNB has launched eWallet, a household name in South Africa, highlighting its strong focus on digital payment solutions. This provides an opportunity to offer advanced digital banking products, mobile payment integrations, or cybersecurity services to enhance user experience and safety.

International Expansion Recent expansion into Botswana, Namibia, Ghana, Eswatini, and Zambia indicates a growing footprint in Africa. Business development efforts can target regional banking technology providers, private wealth management firms, and financial service partners interested in cross-border operations.

Private Banking Leadership FNB was recognized as Africa's Best Private Bank in 2025, demonstrating a strong position in wealth management. This opens avenues for premium financial advisory services, asset management solutions, and luxury financial products tailored for high-net-worth clients.

Innovative Financial Products With the recent launch of GetPaid+ inventory management app and sustainable agriculture loans, FNB shows a commitment to innovative and sector-specific financial offerings. Tailored fintech services, industry-specific lending platforms, or supply chain finance solutions could be attractive sales opportunities.

Technology Stack Utilization FNB’s use of sophisticated tech tools like Facebook Pixel, Google Analytics, and reCAPTCHA suggests an advanced digital marketing infrastructure. There is potential to provide complementary marketing automation, customer analytics, or cybersecurity services to optimize digital engagement and security.