Specialty Cross-Sell Freedom Specialty focuses on Directors & Officers, Fiduciary, commercial surety, and cyber liability, presenting opportunities to upsell across risk lines within existing clients in commercial and financial institutions. Target mid-size companies with robust governance needs that can benefit from D&O, fiduciary, and cyber protection in a bundled program. The sales approach can emphasize integrated risk management and claims defense capabilities.

Programs Growth The firm’s premier Programs area in professional and management liability creates a doorway to partnerships with law firms, accounting firms, and consulting businesses seeking managed liability coverage. Develop broker-led program opportunities and white-label solutions to build scale without heavy internal underwriting.

Financial Strength Backing by Nationwide and an A.M. Best A+XV rating underscores financial stability, a key differentiator for risk-averse buyers in specialty liability. Use this strength in proposals to secure larger lines of coverage and multi-year commitments from regulated institutions.

Distribution Advantage As a smaller firm with a lean team, Freedom can compete on service and flexibility while leveraging Nationwide distribution channels to reach a broader pool of buyers. Position as a boutique partner that delivers rapid quotes, tailored programs, and responsive claims handling.

Growth Readiness The combination of niche expertise and a scalable platform suggests readiness to capture growth as clients expand regulatory or cyber risk programs. Focus on cross-selling to existing clients and targeting financial services players with evolving risk profiles, including cyber and fiduciary exposures.