Insights

Acquisition Opportunity The bank was recently acquired by Y-12 Federal Credit Union in 2024, suggesting a potential cross-sell of digital banking, loan products, and insurance services to a broader customer base and integration synergies.

Community Focus With a long-standing family-led heritage and a strong local footprint in Kentucky, there is an opportunity to offer community-focused financial solutions, local marketing collaborations, and small business banking packages tailored to rural and mid-sized markets.

Tech Modernization Current tech stack includes legacy components (MooTools, Joomla) alongside modern tools (SharpSpring, Microsoft 365). This mix indicates a fit for targeted digital transformation services, CRM optimization, and security/compliance upgrades.

Growth Potential Revenue range of 10–25 million and 11–50 employees positions the bank as a mid-market client ripe for scalable IT, payment modernization, core banking enhancements, and outsourced IT support.

Expansion Footprint Historic expansion through consolidations and multiple Kentucky branches (Lexington, Williamsburg, Jellico, New Tazewell) signals ongoing growth potential and opportunities for branch automation, ATM networks, and customer experience programs.

FSB, A Division of Y-12 Credit Union Tech Stack

FSB, A Division of Y-12 Credit Union uses 8 technology products and services including Varnish, Joomla, Microsoft 365, and more. Explore FSB, A Division of Y-12 Credit Union's tech stack below.

  • Varnish
    Caching
  • Joomla
    Content Management System
  • Microsoft 365
    Email
  • MooTools
    Javascript Frameworks
  • SharpSpring
    Marketing Automation
  • Scala
    Programming Languages
  • Play Framework
    Web Frameworks
  • Facebook
    Widgets

FSB, A Division of Y-12 Credit Union's Email Address Formats

FSB, A Division of Y-12 Credit Union uses at least 1 format(s):
FSB, A Division of Y-12 Credit Union Email FormatsExamplePercentage
First.Last@ourfsb.bankJohn.Doe@ourfsb.bank
89%
First@ourfsb.bankJohn@ourfsb.bank
11%

Frequently Asked Questions

Where is FSB, A Division of Y-12 Credit Union's headquarters located?

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FSB, A Division of Y-12 Credit Union's main headquarters is located at 1810 West Cumberland Avenue Middlesborough, Kentucky 40965 United States. The company has employees across 2 continents, including North AmericaAsia.

What is FSB, A Division of Y-12 Credit Union's official website and social media links?

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FSB, A Division of Y-12 Credit Union's official website is ourfsb.bank and has social profiles on LinkedIn.

What is FSB, A Division of Y-12 Credit Union's NAICS code?

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FSB, A Division of Y-12 Credit Union's NAICS code is 52211 - Commercial Banking.

How many employees does FSB, A Division of Y-12 Credit Union have currently?

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As of May 2026, FSB, A Division of Y-12 Credit Union has approximately 40 employees across 2 continents, including North AmericaAsia. Key team members include Ceo: K. R.Chief Information Officer: J. M.Chief Financial Officer: L. M.. Explore FSB, A Division of Y-12 Credit Union's employee directory with LeadIQ.

What industry does FSB, A Division of Y-12 Credit Union belong to?

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FSB, A Division of Y-12 Credit Union operates in the Banking industry.

What technology does FSB, A Division of Y-12 Credit Union use?

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FSB, A Division of Y-12 Credit Union's tech stack includes VarnishJoomlaMicrosoft 365MooToolsSharpSpringScalaPlay FrameworkFacebook.

What is FSB, A Division of Y-12 Credit Union's email format?

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FSB, A Division of Y-12 Credit Union's email format typically follows the pattern of First.Last@ourfsb.bank. Find more FSB, A Division of Y-12 Credit Union email formats with LeadIQ.

When was FSB, A Division of Y-12 Credit Union founded?

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FSB, A Division of Y-12 Credit Union was founded in 1899.
FSB, A Division of Y-12 Credit Union logo

FSB, A Division of Y-12 Credit Union

BankingKentucky, United States11-50 Employees

FSB, A Division of Y-12 Credit Union, operates as a banking institution serving individuals and businesses in Kentucky and surrounding areas. The organization provides a broad suite of financial products and services, including checking and savings accounts, loans, retirement accounts, certificates of deposit, debit and credit cards, online banking, bill pay, and remote deposit capture, aimed at supporting everyday banking needs and longer-term financial planning. Its customer base appears to be community-oriented, reflecting a long-standing local presence and an emphasis on dependable service rooted in its founders’ reputation. Based in Middlesboro, Kentucky, the bank has a history dating back to 1899 and has undergone multiple consolidations and expansions, including acquisitions and the opening of new branches over time, with recent developments noting the involvement of Y-12 Federal Credit Union as the acquiring organization. The bank is part of the broader banking industry and is positioned as a regional financial provider with a focus on customer service and community engagement." } }{ }) } } } } } } } } }} } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } } }

Section iconCompany Overview

Headquarters
1810 West Cumberland Avenue Middlesborough, Kentucky 40965 United States
NAICS Code
52211 - Commercial Banking
Founded
1899
Employees
11-50

Section iconFunding & Financials

  • $10M$25M

    FSB, A Division of Y-12 Credit Union's revenue is estimated to be in the range of $10M$25M

Section iconFunding & Financials

  • $10M$25M

    FSB, A Division of Y-12 Credit Union's revenue is estimated to be in the range of $10M$25M

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