Galton Funding
Financial ServicesNew York, United States11-50 Employees
Galton Funding is a financial services firm that specializes in acquiring Non-Agency QM and Non-QM residential loans. It serves Prime and Near Prime borrowers, offering standard programs along with products that broaden qualifying criteria to help lenders grow loan volumes. The company supports flexible financing options, including 1st and 2nd lien programs, high-LTV opportunities up to 95% with no mortgage insurance, and loan amounts up to $3 million. It also offers features such as unlimited cash-out, long-term interest-only options for 40- and 30-year terms, and allowances for 2-4 family properties up to 85% LTV with DTIs up to 50%, along with investor-oriented guidelines. The firm positions itself within the financial services landscape as a partner for lenders seeking expanded qualifying paths and MI alternatives for certain loan structures. Based in New York, New York, the company maintains a relatively small to mid-sized footprint and directs outreach through business development managers.