Grain Technology (YC W20) Employee Directory

Financial ServicesCalifornia, United States11-50 Employees

Grain Technology is a financial services company based in Oakland, California, founded in 2017. It develops financial technologies aimed at improving access, process efficiency, and portfolio management, with its flagship offerings described as Atlas and Velex. Since its early focus on democratizing consumer credit, Grain shifted in 2023 to applying its financial service innovations to enterprise capital deployment, offering Velex as an automated cash-flow scoring solution and Atlas as a cloud-based portfolio management platform that supports origination, management, and servicing of portfolios across locations.
The company serves a business audience seeking improved risk assessment and more precise borrower insights, addressing challenges in capital deployment and portfolio oversight. Operating within the financial services sector, Grain positions itself as a technology-driven provider that adapts consumer credit innovations for enterprise applications, enabling clients to manage risk and portfolios more efficiently from a centralized, accessible platform.

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