Insights

Democratized credit Grain Technology originated to democratize credit and has scaled to 470K consumer users, indicating a strong market validation for fintech credit solutions and potential cross-sell of enterprise-grade risk, scoring, and portfolio management tools.

Enterprise pivot In 2023 Grain shifted from consumer credit to enterprise capital deployment with Velex for automated cash-flow scoring and Atlas for cloud portfolio management, signaling readiness to convert consumer fintech learnings into B2B risk assurance and portfolio servicing offerings.

Tech footprint Utilizes a modern tech stack including AWS, SciPy, Cloudflare, and cloud-based tooling, which supports scalable analytics and risk scoring capabilities suitable for integration into mid-market lending workflows.

Funding momentum Seed funding of 2.8M in 2020 with YC and notable investors demonstrates credibility and early traction, suggesting the company has continued growth potential and openness to strategic partnerships and customer expansion.

Financial health Reported revenue range of 10M-25M with total funding of 17M, indicating a viable scale to pursue larger enterprise contracts and cross-sell into existing financial services clients seeking improved credit risk, cash flow scoring, and portfolio management.

Grain Technology (YC W20) Tech Stack

Grain Technology (YC W20) uses 8 technology products and services including SciPy, Amazon Web Services, Cloudflare CDN, and more. Explore Grain Technology (YC W20)'s tech stack below.

  • SciPy
    Advanced Analytics And Data Science
  • Amazon Web Services
    Cloud Hosting
  • Cloudflare CDN
    Content Delivery Network
  • Cloudflare
    Content Management System
  • Figma
    Design
  • Google Drive
    Document Management Systems
  • Heroku
    Platform As A Service
  • Google
    Search Engines

Grain Technology (YC W20)'s Email Address Formats

Grain Technology (YC W20) uses at least 2 format(s):
Grain Technology (YC W20) Email FormatsExamplePercentage
First@graintechnologies.comJohn@graintechnologies.com
80%
Last@graintechnologies.comDoe@graintechnologies.com
10%
FLast@graintechnologies.comJDoe@graintechnologies.com
5%
FL@graintechnologies.comJD@graintechnologies.com
5%

Frequently Asked Questions

What is Grain Technology (YC W20)'s official website and social media links?

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Grain Technology (YC W20)'s official website is www.grain.credit and has social profiles on LinkedInCrunchbase.

How much revenue does Grain Technology (YC W20) generate?

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As of July 2026, Grain Technology (YC W20)'s annual revenue is estimated to be $10M - $25M.

What is Grain Technology (YC W20)'s NAICS code?

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Grain Technology (YC W20)'s NAICS code is 52 - Finance and Insurance.

How many employees does Grain Technology (YC W20) have currently?

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As of July 2026, Grain Technology (YC W20) has approximately 19 employees across 3 continents, including North AmericaAsiaEurope. Key team members include Co-Founder And Cto: P. D. S.Partner - Investor ✨: J. D.Financial Controller: J. B.. Explore Grain Technology (YC W20)'s employee directory with LeadIQ.

What industry does Grain Technology (YC W20) belong to?

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Grain Technology (YC W20) operates in the Financial Services industry.

What technology does Grain Technology (YC W20) use?

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Grain Technology (YC W20)'s tech stack includes SciPyAmazon Web ServicesCloudflare CDNCloudflareFigmaGoogle DriveHerokuGoogle.

What is Grain Technology (YC W20)'s email format?

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Grain Technology (YC W20)'s email format typically follows the pattern of First@graintechnologies.com. Find more Grain Technology (YC W20) email formats with LeadIQ.

How much funding has Grain Technology (YC W20) raised to date?

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As of July 2026, Grain Technology (YC W20) has raised $17M in funding. The last funding round occurred on Jan 29, 2023 for $17M.

When was Grain Technology (YC W20) founded?

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Grain Technology (YC W20) was founded in 2017.
Grain Technology (YC W20) logo

Grain Technology (YC W20)

Financial ServicesCalifornia, United States11-50 Employees

Grain Technology is a financial services company based in Oakland, California, founded in 2017. It develops financial technologies aimed at improving access, process efficiency, and portfolio management, with its flagship offerings described as Atlas and Velex. Since its early focus on democratizing consumer credit, Grain shifted in 2023 to applying its financial service innovations to enterprise capital deployment, offering Velex as an automated cash-flow scoring solution and Atlas as a cloud-based portfolio management platform that supports origination, management, and servicing of portfolios across locations.
The company serves a business audience seeking improved risk assessment and more precise borrower insights, addressing challenges in capital deployment and portfolio oversight. Operating within the financial services sector, Grain positions itself as a technology-driven provider that adapts consumer credit innovations for enterprise applications, enabling clients to manage risk and portfolios more efficiently from a centralized, accessible platform.

Section iconCompany Overview

NAICS Code
52 - Finance and Insurance
Founded
2017
Employees
11-50

Section iconFunding & Financials

  • $17M

    Grain Technology (YC W20) has raised a total of $17M of funding over 7 rounds. Their latest funding round was raised on Jan 29, 2023 in the amount of $17Mas a series_unknown.

  • $10M - $25M

    Grain Technology (YC W20)'s revenue is estimated to be in the range of $10M - $25M

Section iconFunding & Financials

  • $17M

    Grain Technology (YC W20) has raised a total of $17M of funding over 7 rounds. Their latest funding round was raised on Jan 29, 2023 in the amount of $17Mas a series_unknown.

  • $10M - $25M

    Grain Technology (YC W20)'s revenue is estimated to be in the range of $10M - $25M

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