UAE expansion Halan has actively expanded into the United Arab Emirates with a market entry in April 2024 and ongoing footprint growth, presenting a ready-made opportunity to offer cross-border financial services, salary advances, and pay-later solutions to UAE-based underbanked populations.

Salary advance partnerships Recent collaboration with Al Ansari Financial Services to provide salary advances and send now pay later options for UAE residents indicates a demand for accessible credit and payroll-linked financial wellness products that can be extended to other markets or verticals.

All-in-one platform Halan’s super app consolidates money in, money out, transfers, savings, investments, shopping, and payments, creating multiple cross-sell opportunities for bundled financial products, loyalty programs, and merchant partnerships.

Digital onboarding safety Integration with Truecaller Verified Business Caller ID enhances verification and trust, enabling smoother KYC workflows and higher conversion for onboarding and credit products, a lever to accelerate sales in new regions.

Strong growth engine With a multi-product portfolio (wallet, card, installments, e-grocer, gaming, and investments), coupled with substantial revenue and a sizable user base, Halan is well-positioned to upsell merchants and fintech partners, especially in underpenetrated markets seeking affordable digital financial services.