Homium
Financial ServicesNew York, United States2-10 Employees
Homium is a financial services firm based in New York, New York, focused on narrowing the homeownership affordability gap through a financing approach that pairs a traditional first mortgage with a 0% fair share appreciation second lien, removing monthly payments and interest to ease upfront and ongoing costs for homebuyers. Under this model, homeowners share a predefined portion of future appreciation only when they sell or refinance, aligning long-term incentives with housing stability. The company collaborates with housing finance agencies, municipalities, employers, and mission-driven organizations to scale place-based programs that broaden access for first-time buyers and support community wealth-building. It supports the full program lifecycle—from origination through servicing to portfolio management—and, in February 2026, launched the Utah Dream Fund.
1-888-653-2347 
support@leadiq.com 
