Policy loan alternative Hoopis Funding provides a more efficient private loan option using insurance as collateral, offering lower rates and simplified underwriting to reduce policy loan drag and potentially improve policy performance.

No upfront costs No upfront or processing fees and no prepayment penalties present a compelling value proposition for policyholders considering alternatives to traditional policy loans, aiding sales conversations.

Estate and tax fit Solution has been vetted for trust-owned and business-owned insurance with potential tax-deductible interest in business scenarios, aligning with professional estate and tax planning needs.

Ease of underwrite Simplified underwriting through existing banking relationships positions Hoopis as a convenient and faster option for clients seeking private loans tied to insurance considerations.

Target market signals Revenue range and early-stage employee footprint suggest potential appeal to mid-sized mortgage or financial services firms with large client bases and insurance-backed financing needs, indicating scalable cross-sell opportunities.