Impact Home Loans Inc. Employee Directory

Financial ServicesCalifornia, United States2-10 Employees

Impact Home Loans Inc. operates in the Financial Services industry, offering residential mortgage lending aimed at providing lower borrowing costs for homebuyers and homeowners. The company positions itself as an alternative to large banks and independent mortgage bankers by minimizing overhead and management layers, with the goal of offering more favorable mortgage rates that can reduce long-term interest costs for clients. Based in Walnut Creek, California, Impact Home Loans emphasizes education for its customers, focusing on the potential differences in rate outcomes between lenders and mortgage brokers. The organization is small in size and holds licenses from multiple regulatory bodies, including the NMLS, California DRE, and the Texas Department of Savings and Mortgage Lending, indicating a multi-state licensing footprint. Acknowledging regulatory channels for consumer complaints, the firm provides information about processes for filing concerns with the Texas department. The company’s explicit objective is to empower buyers and homeowners with better rate options and the resulting buyer power over loan terms.

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