Kreditech Email Format

Financial ServicesHamburg, Germany11-50 Employees

Kreditech is a Germany-based financial services company focused on expanding access to credit through technology. By drawing on non-traditional data sources and applying machine learning, it seeks to improve both lending outcomes and convenience in digital banking. Its product lineup includes consumer loans, a digital wallet, and a personal finance manager that supports users in tracking credit scores and planning spending. In addition, Kreditech offers a credit-as-a-service model that lets partners embed its credit offerings as a payment method or funding source.

Founded in 2012 and headquartered in Hamburg, the company has processed four million loan applications through its subsidiaries and is led by CEO David Chan. It serves individual borrowers as well as partner organizations seeking embedded credit solutions and has expanded its operations to multiple countries, including India, Poland, Russia, and Spain.

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