Insights

Fintech Growth Kreditech is a fintech focused on credit via technology with a history of expanding to multiple countries and attracting notable investors. This indicates opportunities for cross-border partnerships, white-label lending integrations, and expansion-focused discussions with banks and payment platforms in growth markets.

Credit as a Service Their credit-as-a-service model suggests strong potential for B2B partnerships where Kreditech can supply credit capabilities to e-commerce platforms, fintechs, and digital wallets. Target potential clients seeking embedded lending and quick rise in average order value.

Machine Learning With a non-traditional data approach and ML underwriting, there is a sales angle around risk analytics, alternative data partnerships, and credit scoring enhancements for lenders, banks, or consumer fintechs looking to improve approval rates and reduce default risk.

Digital Wallet Synergy Kreditech offers a digital wallet and personal finance manager, presenting upsell opportunities for fintechs and payment providers to integrate wallet features, spending insights, and credit management within their ecosystems.

Leadership & Funding Strong backing from high-profile investors and a history of leadership changes indicate a dynamic growth trajectory. Engage with decision-makers who influence strategic partnerships, international expansion, and scalable technology deployments.

Similar companies to Kreditech

Kreditech Tech Stack

Kreditech uses 8 technology products and services including Cloudflare CDN, Contentful, WordPress, and more. Explore Kreditech's tech stack below.

  • Cloudflare CDN
    Content Delivery Network
  • Content Management System
  • Content Management System
  • Google Fonts API
    Font Scripts
  • jQuery
    Javascript Libraries
  • Node.js
    Programming Languages
  • Real User Monitoring
  • Yoast SEO
    Search Engines

Media & News

Kreditech's Email Address Formats

Kreditech uses at least 4 email formats:
Kreditech Email FormatsExamplePercentage
First.Last@kreditech.comJohn.Doe@kreditech.com
91%
First.Middle@kreditech.comJohn.Michael@kreditech.com
6%
First@kreditech.comJohn@kreditech.com
2%
Last.First@kreditech.comDoe.John@kreditech.com
1%

Frequently Asked Questions

What is Kreditech's phone number?

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You can contact Kreditech's main corporate office by phone at . For more prospecting data, LeadIQ has access to up-to-date and accurate contact information within our platform. Find, capture, and sync contact data to your CRM and sales tools in one click.

What is Kreditech's official website and social media links?

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Kreditech's official website is kreditech.com and has social profiles on LinkedIn and Crunchbase.

How much revenue does Kreditech generate?

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As of October 2026, Kreditech's annual revenue is estimated to be $500M - $1B.

What is Kreditech's SIC code and NAICS code?

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Kreditech's SIC code is 7299 - Miscellaneous Personal Services, Not Elsewhere Classified and NAICS code is 52 - Finance and Insurance.

How many employees does Kreditech have currently?

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As of October 2026, Kreditech has approximately 49 employees across 3 continents, including Europe, Asia and North America. Key team members include Vp Finance: E. Z., Head Of Sales And Marketing: M. I. and Head Of Risk: A. V. Explore Kreditech's employee directory with LeadIQ.

What industry does Kreditech belong to?

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Kreditech operates in the Financial Services industry.

What technology does Kreditech use?

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Kreditech's tech stack includes Cloudflare CDN, Contentful, WordPress, Google Fonts API, jQuery, Node.js, New Relic and Yoast SEO.

What is Kreditech's email format?

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Kreditech's email format typically follows the pattern of First.Last@kreditech.com. Find more Kreditech email formats with LeadIQ.

How much funding has Kreditech raised to date?

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As of October 2026, Kreditech has raised $93M in funding. The last funding round occurred on Sep 28, 2015 for $93M.

When was Kreditech founded?

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Kreditech was founded in 2012.
Kreditech logo

Kreditech

Financial ServicesHamburg, Germany11-50 Employees

Kreditech is a Germany-based financial services company focused on expanding access to credit through technology. By drawing on non-traditional data sources and applying machine learning, it seeks to improve both lending outcomes and convenience in digital banking. Its product lineup includes consumer loans, a digital wallet, and a personal finance manager that supports users in tracking credit scores and planning spending. In addition, Kreditech offers a credit-as-a-service model that lets partners embed its credit offerings as a payment method or funding source.

Founded in 2012 and headquartered in Hamburg, the company has processed four million loan applications through its subsidiaries and is led by CEO David Chan. It serves individual borrowers as well as partner organizations seeking embedded credit solutions and has expanded its operations to multiple countries, including India, Poland, Russia, and Spain.

Section iconCompany Overview

Phone number
SIC Code
7299 - Miscellaneous Personal Services, Not Elsewhere Classified
NAICS Code
52 - Finance and Insurance
Founded
2012
Employees
11-50

Section iconFunding & Financials

  • $93M

    Kreditech has raised a total of $93M of funding over 1 rounds. Their latest funding round was raised on Sep 28, 2015 in the amount of $93M as a Series C.

  • $500M - $1B

    Kreditech's revenue is estimated to be in the range of $500M - $1B

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