Local Government Health Insurance Board Email Format

InsuranceAlabama, United States11-50 Employees

The Local Government Health Insurance Board (LGHIB) is a public-sector health insurer established to provide health insurance benefits for employees of local government entities in Alabama. It originated in 1993 and was initially administered by the State Employees' Insurance Board of Alabama; due to substantial growth, a dedicated LGHIB board was created in 2015 to administer the plan. Based in Montgomery, Alabama, LGHIB serves municipalities, counties, and quasi-governmental agencies across the state and insures nearly 58,000 members. 

The plan’s benefits are delivered through multiple claims administrators: Blue Cross and Blue Shield of Alabama handles health and dental coverage, OptumRx covers prescription drugs, UnitedHealthcare serves Medicare Retirees, and Southland provides voluntary dental and vision benefits. This arrangement supports the provision of health insurance benefits for local government employees and related populations within Alabama.

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