CU Partner Model MMS is owned by credit unions and serves exclusively them, offering a lending program that keeps member relationships with the issuing credit union throughout the loan process and after closing. The model supports instant approvals and a full range of mortgage products without soliciting or cross-selling to members.

Servicing Flexibility Credit unions can portfolio loans with MMS for fee income or sell loans to MMS while maintaining access to servicing data in a secure environment. MMS can sub-service portfolios to allow credit unions to retain rights to their mortgages, providing flexible servicing options and revenue.

Geographic Reach MMS operates in multiple states across the Midwest and beyond, authorized in Arkansas, Colorado, Illinois, Iowa, Kansas, Nebraska, Missouri, Oklahoma and Texas. This broad geographic footprint enables partnerships with credit unions serving members across these markets and supports scalable growth.

Strong Secondary Market With direct seller/servicer status for Fannie Mae and Freddie Mac, MMS delivers reliable secondary market access and prudent lending standards. This reduces funding risk for credit unions and enhances loan portfolio liquidity.

Tech Enabled Support MMS emphasizes a turnkey mortgage program backed by experienced staff and a tech-forward toolkit. The approach includes instant approvals and integration-ready tools, offering speed, efficiency and ongoing support for credit unions expanding their mortgage programs.