Global Reach Modulr's regulated status, direct access to central bank rails, and memberships with Visa and Mastercard position it as a scalable, compliant payments backbone. With over 200 million transactions and £180 billion in annualized payments value, serving more than 6,000 customers, the platform is well suited for enterprise-grade cross-border and high-velocity payouts.

VRP Growth The launch of commercial Variable Recurring Payments (cVRP) and real-time payments in the US with FIS signals a focus on fast, flexible settlement for high-volume recurring flows such as payroll, subscriptions and supplier payments. This creates upsell opportunities to customers with variable timing needs and high cash-flow velocity.

Integrated Channel Extensive integrations with Sage, Xero and BrightPay and partnerships with Hibob enable embedded payments within payroll, spend management and AP workflows, offering clear cross-sell paths into finance and HR tech stacks and their customer bases.

US Market Strategic US expansion through FIS and Money Movement Hub partnerships positions Modulr to win mid-market and enterprise opportunities seeking scalable, compliant money movement and instant settlement capabilities in the US.

Growth Capital With funding around $102 million and revenue in the tens of millions, Modulr has the capital to accelerate sales, deepen partnerships, and pursue larger deals across key markets, while continuing to invest in security and platform capabilities to differentiate from peers.