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Hospitals and Health CareMinnesota, United States2-10 Employees

Navigate is a small health care services company based in St. Paul, Minnesota, that supports physicians with student loan relief and recruitment incentives. It designs personalized repayment strategies to maximize loan forgiveness and minimize debt, guiding clients through programs such as PSLF, IDR, and NHSC while monitoring evolving loan rules. The firm also assists with loan servicer issues by identifying errors and coordinating direct calls to resolve problems, reducing delays and inconsistent guidance. In addition, it provides decision-support to doctors weighing job offers, helping them assess the financial impact of nonprofit vs. for-profit roles and potential forgiveness opportunities. Navigate also serves physician recruiters by offering debt-relief driven incentives that can attract top medical talent. Clients have seen up to a 32% increase in physician recruitment in the first year, along with lower incentive costs and improved physician retention.

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