ORNL Federal Credit Union

BankingTennessee, United States501-1000 Employees

ORNL Federal Credit Union is a member-owned financial institution based in Oak Ridge, Tennessee, founded in 1948 and operating as a full-service banking cooperative. It serves residents, workers, worshippers, and students across 19 counties in Central East Tennessee, with an emphasis on helping members save more and manage debt. Deposits are federally insured by the NCUA for at least $250,000.

The credit union serves more than 210,000 members and holds over $4 billion in assets, indicating a substantial regional footprint. In January 2024, ORNL FCU announced a merger with Lowland Credit Union, reflecting consolidation as part of its strategic expansion.

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