Retailer Network Oxigen has an expansive retailer network and device agnostic payment channels including Micro ATM, web, and mobile app, offering a ready platform for merchant onboarding and payments adoption. Sales opportunity: cross sell merchant acquiring across card, UPI, Aadhaar Pay, Bharat QR, and wallet based payments, plus POS upgrades and loyalty tools.

Banking Partnerships As a national banking correspondent for SBI and RBL Bank with a large agent network, Oxigen is positioned to expand agency banking into underbanked regions, linking AEPS cash in/out transfers and KYC with micro branch coverage. Sales opportunity: partner with more banks and microfinance institutions to extend reach and offer end to end digital banking for SMEs and individuals.

Enterprise Wallet Oxigen Wallet is RBI licensed PPI with corporate reimbursements and loyalty capabilities; with millions of users and enterprise grade loyalty, there is strong potential to upsell to corporates for employee expenses, vendor payments, and loyalty programs integrated with ERP and HR systems.

Multi Rail Supported rails include UPI Bharat QR RuPay and card networks as well as Aadhaar Pay and AEPS, enabling Oxigen to partner with fintechs and large merchants as a payment rails aggregator for real time, omnichannel acceptance.

Last Mile Growth Oxigen has a proven mass deployment path via Micro ATM and a wide retail footprint, creating sales opportunities with banks MFIs government programs and large retailers to extend cashless and remittance services in tier two and beyond.