Scale and reach PagoNxt operates as a global payments fintech with 11 country presence, 1.3 million merchants, and 200,000 international SMEs and corporates, offering a substantial cross-border payments and merchant acquiring opportunity for sales teams targeting multinational clients and growing mid-market prospects.

Comprehensive platform Three core businesses Getnet, Ebury, and PagoNxt Payments provide end-to-end capabilities from merchant acquiring and FX to A2A payments infrastructure, enabling cross-sell potential across payments, treasury, and international trade services for existing Santander customers and new logos.

Banking heritage As Santander’s payments backbone with 160+ years of banking experience and a large customer base, PagoNxt can leverage trust, integration depth, and existing corporate relationships to faster close deals with risk-conscious buyers seeking financial-grade payment technologies.

Tech-forward Investment in modern tech stack including Azure Kubernetes Service and blockchain capabilities signals readiness for scalable, secure integrations, API-driven partnerships, and fintech co-development opportunities with banks, fintechs, and large merchants seeking robust infrastructure.

Executive momentum Notable leadership appointments (CFO, EVP of U.S. Merchants, General Counsel) and a path toward potential IPO indicate organizational growth and enterprise-grade sales cycles, presenting opportunities to engage CXO-level stakeholders around strategic payment modernization and international expansion.