PayBright

Financial ServicesOntario, Canada2-10 Employees

PayBright is a financial services provider offering installment payment options for Canadian consumers shopping online or in-store. Through partnerships with more than 10,000 domestic and international retailers, it enables a buy now, pay later experience across e-commerce and physical retail channels. As an Affirm company, PayBright integrates with retailers including Apple, The Bay, Wayfair, Endy, and Browns, and its plans cover a range from four biweekly payments for smaller purchases to up to 60 months for larger ones, with interest rates as low as 0%. Headquartered in Toronto, Ontario, the company has reported that it has given Canadians more than $3 billion in spending power since inception. 
 
 PayBright operates within the Canadian financial services sector, focusing on merchant financing and installment plans for consumer purchases. Its customers are Canadian shoppers and the retailers that offer PayBright as a payment option, enabling flexible financing to help close purchases. The company is based in Toronto and maintains a small team. In mid-2023, PayBright launched a Point-of-Sale Desk to support its network of agents and enhance payment-processing operations.

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