Payitoff
Financial ServicesNew York, United States2-10 Employees
Payitoff operates in the financial services sector as a debt infrastructure provider. It serves banks, fintechs, workplace providers, and other financial institutions, helping them guide and manage federal student loan debt for borrowers. The platform is positioned to reduce the monthly burden on borrowers, with average savings around $240 per month on federal student loans, and supports automating debt guidance, enrolling borrowers in federal repayment options, embedding loan workflows with minimal integration, and collecting richer loan data than many alternatives. The company is based in New York City, with a presence in Los Angeles. In October 2023, Payitoff and Earnest announced the launch of the Student Loan Manager, representing an expansion of its debt-guidance capabilities.