Employer Partnerships Position PayMe as a strategic partner for employers and payroll platforms to offer embedded microloans and financial wellness benefits to salaried staff. Propose co branded loan products with salary deductible repayments, plus data driven employee financial health insights to reduce mid month credit strain.

Merchant BNPL Expansion Leverage the SALT BNPL concept to attract retailers and e commerce partners by enabling one tap checkout and pay later at tomorrow. Sell to SMBs and marketplaces, highlighting higher conversion, increased average order value, and simple integration with POS or payment gateways.

Real Time Analytics Enhance real time credit decisioning by offering underwriting and risk analytics services to lenders and BNPL players, building on existing TransUnion reports and Open Banking data. Position as a faster, smarter alternative to traditional underwriting with scalable data partnerships.

AI Powered Operations Offer AI powered underwriting, automated eligibility checks, fraud detection, and intelligent customer support to accelerate approvals and reduce manual workload. Highlight use of OpenAI tools to improve decision accuracy and customer experience.

CSR Driven Partnerships Capitalize on SAARTHI and social impact initiatives by partnering with NGOs, CSR arms, and government programs to support retraining and placement for households affected by crises. Present PayMe as a purpose aligned financial inclusion platform with enterprise sponsorship opportunities.