Expansive Physical Network PETNET’s extensive network of over 3,000 physical locations nationwide offers significant opportunities for cross-selling financial products such as microinsurance, loans, and cross-border payments, enabling targeted outreach to diverse customer segments.

Digital Transformation Focus With a commitment to innovative financial services through physical and digital touchpoints, PETNET presents avenues to introduce new digital banking solutions, online remittance services, and mobile payment options to enhance customer engagement.

Strategic Ownership Following its acquisition by UnionBank, PETNET can leverage the bank’s technological resources and customer base to promote integrated financial offerings, increasing sales through bundled banking and remittance services.

Diverse Service Portfolio PETNET’s wide range of financial services, including remittances, bills payment, foreign exchange, and airline ticketing, creates multiple upsell opportunities by cross-promoting complementary financial products to existing customers.

Growth Potential in Microfinance Given PETNET’s established presence and reputation, expanding microinsurance and microloan offerings can attract underserved segments, opening new revenue streams in microfinance sectors aligned with current market trends.