Market leadership Polskie ePłatności is a leading Polish merchant acquirer with over 270,000 POS terminals and is the second largest operator in Poland, indicating a broad merchant base and extensive network for upsell of additional payment solutions and value-added services.

Growth vector The company has shown rapid growth through acquisitions and consolidation in the Polish payments market, suggesting opportunities to cross-sell to newly integrated merchants and leverage their expanding terminal footprint.

Strategic partnerships Recent collaborations with Visa Mobile and integration initiatives with major tech and analytics partners point to openness to new payment experiences and APIs, ideal for offering modern digital payment enhancements and merchant services.

Digital and omnichannel With a history of omnichannel capabilities and adoption of digital payment technologies, PeP presents opportunities to sell complementary digital wallets, mobile payments, and online checkout optimizations to its SME merchant base.

Enterprise collaboration PeP’s acquisitions, global partnerships, and involvement with large networks (Nets, Nexi) indicate potential for enterprise-level financing, co-branded solutions, and scale-focused services for merchants seeking efficiency and cost reductions.