PT. Bank Tabungan Negara (Persero) Tbk Employee Directory
BankingJakarta, Indonesia10001+ Employees
PT Bank Tabungan Negara (Persero) Tbk, commonly known as BTN, is a state-owned bank headquartered in Jakarta. It provides financial services to the public with a focus on supporting economic growth and the development of small and medium enterprises in Indonesia. The institution positions itself as a government partner in housing and financial inclusion and pursues digital and financial integration to improve customer experience, governance, and sustainable profitability. BTN serves households and SMEs as its core customer base, aiming to empower Indonesian families financially. In 2025, its BTN Micro Home Ownership Credit unit announced acquisitions of Bank Muamalat and Bank Victoria Syariah, reflecting growth of its micro housing finance activities. The bank has emphasized risk management by developing an integrated framework to keep non-performing loans at sustainable levels and has pursued several product and partnership initiatives, including BTN Prospera and a collaboration with D3 Labs on property asset tokenization.
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