Growth Focus Identify potential cross-sell opportunities across the 73 branch offices in Pennsylvania, Ohio, and Tennessee, leveraging Regency Financing heritage and the FNB corporate ecosystem to offer complementary financial products and technology-enabled services.

Tech Modernization Position cloud and data capabilities (Azure, SQL Server, Tableau, Kubernetes) as a foundation for enhanced risk analytics, customer insights, and streamlined lending operations to attract mid-market borrowers or partners seeking scalable fintech integrations.

Strategic Partnerships Leverage the strong network of affiliates under FNB Corporation to propose collaborative offerings, including merchant services, small-business lending, and customer-centric marketing platforms, targeted at the bank’s broad consumer base.

Leadership Visibility Capitalise on recent leadership recognitions and senior hires to craft executive-led deal narratives, co-branded campaigns, and CRM-driven outreach that resonates with growth-minded community and regional customers.

Market Expansion Explore opportunities in underpenetrated communities within the three-state footprint, using branch proximity and local market insights to tailor tailored loan products and digital onboarding experiences that improve conversion and wallet share.