Expansion through partnerships Banco Santander recently partnered with Apple to offer financial services, indicating a potential opportunity to further expand their services through strategic collaborations with tech giants.

Recognition in investor relations Santander's recent awards for Best Retail IR Strategy and Best IR Website highlight their excellence in digitization and investor engagement. Leveraging this recognition could attract new investors and boost funding opportunities.

Cybersecurity solutions Following recent cyber attacks, Santander could explore offering cybersecurity solutions to businesses and individuals to address increasing concerns over data protection, creating a new revenue stream.

M&A opportunities With past acquisitions such as Popular, Inc., Santander could continue to explore mergers and acquisitions to expand market presence, potentially tapping into new customer segments and revenue streams.

Green financing focus Santander's commitment to raising €220 billion in green financing by 2030 presents an opportunity to target environmentally conscious customers, setting the stage for sustainable financial products and services.