Sustainability & Responsibility Target Scottish Widows as a strategic partner for responsible investment and sustainability initiatives, highlighting opportunities to co-create ESG aligned retirement products and pension solutions for adviser networks.

Digital Engagement Leverage their tech stack and recent app enhancements to propose advanced digital advisory tools, CRM integrations, and personalized customer journeys that improve adviser productivity and client engagement.

Pension Innovation Propose innovative pension tracing and pot consolidation solutions aligned with their Ace the Trace and lost pot features to expand to additional markets or enhance existing tools for advisers and end clients.

Leadership & Governance Engage through executive and board-level collaborations (noting upcoming chair appointment and leadership changes) to position cálibrated governance, data security, and scalable platforms as a selling point for large employer groups.

Market Positioning Capitalize on award recognition and strategic partnerships to offer complementary services such as real estate or legacy asset integration, cross-sell to employer clients, and differentiate with end-to-end retirement planning ecosystems.