Scale and reach SIBS processes over 7 billion transactions annually for 300 million users across Europe and Africa, with a major footprint in Portugal and a presence in Poland via Paytel. This suggests strong cross-border capabilities and potential for expanding into new markets with existing payment rails and security offerings.

End-to-end payments leadership As a benchmark in Security and Anti-Fraud solutions and a leader in Card Production and Personalization, SIBS provides integrated payment processing, risk management, and card lifecycle services. This positions opportunities for bundled suites combining payments, fraud prevention, and card personalization for financial institutions and merchants.

Digital wallet growth MB WAY, Portugal’s leading mobile payment app, demonstrates SIBS’s strength in mobile-first payments, instant transfers, and mobile wallet features. Potential to upsell expanded digital wallet capabilities, merchant onboarding, and cross-border mobile payment integrations for partners and banks in new markets.

Strategic partnerships Recent engagements with GEP SOFTWARE for procurement automation and Walletto integration indicate openness to technology partnerships and ecosystem expansion. This presents opportunities to offer SIBS-enabled payment rails, processing, and security services to corporate clients and fintechs through partner channels.

Growth and governance Leadership changes and continued international expansion, including onboarding new executive leadership and scaling operations, signal a focus on scaling capabilities, operational efficiency, and governance. This may create opportunities to deliver enterprise-grade solutions, outsourcing, and scalable security platforms to support growth.