Insights

Target Young Adults Step's focus on providing free, accessible banking solutions tailored to Millennials and Gen Z presents an opportunity for partnerships with financial literacy programs, digital content providers, and educational platforms seeking to engage young adults in financial health initiatives.

Expand Cashback Rewards With offering up to 8% cashback and high-yield savings options, there is potential to collaborate with retail brands, e-commerce platforms, and fintech companies to enhance reward offerings, incentivize spending, and increase customer engagement on their platform.

Leverage Technology Stack Utilizing advanced tech stack components like Google Cloud, React, and Python, Step can explore integration partners in API development, cybersecurity, and cloud infrastructure to further improve platform reliability, feature integration, and scalable solutions for growth.

Focus on Market Expansion As the company is targeting a nascent demographic in the fintech space, there are opportunities for expansion into additional regional markets or demographics by leveraging localized marketing, multilingual support, and tailored financial products.

Build Strategic Alliances Given their recent asset divestments and focus on core growth, partnering with banks, wallets, and remittance service providers could facilitate cross-promotions, co-branded products, and broader distribution channels to accelerate user acquisition and revenue growth.

Step Tech Stack

Step uses 8 technology products and services including Google Cloud CDN, Open Graph, Duda, and more. Explore Step's tech stack below.

  • Google Cloud CDN
    Content Delivery Network
  • Open Graph
    Content Management System
  • Duda
    Content Management System
  • Google Workspace
    Email
  • React
    Javascript Frameworks
  • Microsoft
    Miscellaneous
  • Python
    Programming Languages
  • Kotlin
    Programming Languages

Media & News

Step's Email Address Formats

Step uses at least 1 format(s):
Step Email FormatsExamplePercentage
First@step.comJohn@step.com
50%
First.Last@step.comJohn.Doe@step.com
38%
FLast@step.comJDoe@step.com
8%
Last@step.comDoe@step.com
4%

Frequently Asked Questions

Where is Step's headquarters located?

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Step's main headquarters is located at 380 Portage Avenue Palo Alto, California 94306 United States. The company has employees across 5 continents, including North AmericaAsiaEurope.

What is Step's stock symbol?

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Step is a publicly traded company; the company's stock symbol is SCL.

What is Step's official website and social media links?

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Step's official website is step.com and has social profiles on LinkedInCrunchbase.

What is Step's NAICS code?

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Step's NAICS code is 52 - Finance and Insurance.

How many employees does Step have currently?

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As of February 2026, Step has approximately 276 employees across 5 continents, including North AmericaAsiaEurope. Key team members include Co-Founder And CTO: A. K.Controller: K. M.Fraud Technical Manager: M. K. G.. Explore Step's employee directory with LeadIQ.

What industry does Step belong to?

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Step operates in the Financial Services industry.

What technology does Step use?

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Step's tech stack includes Google Cloud CDNOpen GraphDudaGoogle WorkspaceReactMicrosoftPythonKotlin.

What is Step's email format?

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Step's email format typically follows the pattern of First@step.com. Find more Step email formats with LeadIQ.

How much funding has Step raised to date?

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As of February 2026, Step has raised $53M in funding. The last funding round occurred on Jun 08, 2019 for $26M.

When was Step founded?

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Step was founded in 2018.

Step

Financial ServicesCalifornia, United States201-500 Employees

Step is the safe and easy way to build your credit for free and get more from your paycheck with best-in-class banking products.  At Step, we put our users first and live by our mission of improving the financial future of the next generation by reimaging how banking should work. It isn’t easy learning about money. Schools don’t teach you, and families don’t always talk about finances. Traditional banks make it even harder to get ahead by charging fees for standard services like checking accounts, atm's and even spending cards. We don't belive in that. 

Step is a next generation financial services company building the best banking experience to help young adults achieve financial independence and knowledge at an earlier age. Step is founded by a team with 50+ years of combined financial technology experience. Our mission is to create a bank that gives you the tools to become smarter with your money and rewards you along your financial journey.

Step gives you a free bank account with no monthly or hidden fees. Track your balance and see your transactions from the Step mobile app. You can also send and receive money instantly on your phone. Shop in style with the Step Black Visa Card, where you can get up to 8% cashback on every purchase and earn 5% on your savings.

Section iconCompany Overview

Headquarters
380 Portage Avenue Palo Alto, California 94306 United States
Website
step.com
Stock Symbol
SCL
NAICS Code
52 - Finance and Insurance
Founded
2018
Employees
201-500

Section iconFunding & Financials

  • $53M

    Step has raised a total of $53M of funding over 3 rounds. Their latest funding round was raised on Jun 08, 2019 in the amount of $26Mas a equity funding.

  • $100M$250M

    Step's revenue is estimated to be in the range of $100M$250M

Section iconFunding & Financials

  • $53M

    Step has raised a total of $53M of funding over 3 rounds. Their latest funding round was raised on Jun 08, 2019 in the amount of $26Mas a equity funding.

  • $100M$250M

    Step's revenue is estimated to be in the range of $100M$250M

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