Independent Advisory Stonegate Brokerage specializes in supporting independent wealth management professionals who serve the affluent and super affluent markets, presenting a direct path to high net worth client opportunities for wealth planners, life insurance carriers, and tech-enabled underwriting partnerships.

Carrier Access With a single point of access to 98% of life insurance carriers and strong in house underwriting capabilities, there is a clear sales angle to partner on complex cases, negotiate favorable offers, and position as the preferred broker for high-value insurance portfolios.

Cost and Benefit Optimization The focus on minimizing client out-of-pocket costs while maximizing death benefit leverage highlights a value proposition for advisors seeking differentiated product structuring, potentially opening cross-sell opportunities with carriers offering premium financing, survivorship, or index-based products.

Market Positioning Stonegate’s role as independent counsel representing the wealth manager and client, rather than a carrier, creates a competitive advantage in cases where multiple carriers are competing, enabling sales teams to position consultative, transparent pricing and faster underwriting timelines.

Growth and Outreach With revenue in the mid-market range and a lean employee base, there is potential for scaled partnerships, joint marketing with broker/dealer networks, and technology-driven collaboration to accelerate case throughput, particularly in affluent segments that demand efficient underwriting and holistic risk management.