Strategic Partnership Sumisho Motor Finance Corporation is a joint venture between PSBank (Metrobank Group) and Sumitomo Corporation, backed by a strong banking network which can enable cross-selling of financial products and bundled financing solutions to motorcycle buyers.

Market Positioning With a focus on flexible motorcycle financing and a goal to become the leading and most reliable finance company in the Philippines, there is an opportunity to position and upsell premium loan terms, loyalty programs, and extended warranty or maintenance packages.

Brand Synergy Leverage the solid presence of PSBank and the Metrobank Group alongside Sumitomo’s financing expertise to co-create marketing campaigns, incentives, and co-branded products that can expand customer reach in motorcycle segments.

Technology Enablement Existing tech stack and data capabilities (SAP, Oracle, Excel, ISO) suggest opportunities to offer digital onboarding, faster credit decisions, and remote underwriting for dealers and end customers, improving conversion rates.

Revenue Growth Revenue in the tens of millions range indicates potential for cross-sell of ancillary financial services (insurance, vehicle service plans, microfinance add-ons) and expansion into more brands and models, tapping into the large motorcycle market dominated by established manufacturers.