Technology Integration Tendo utilizes advanced cloud and web technologies such as AWS, Microsoft Excel, and GitHub to deliver innovative employee benefit solutions, presenting opportunities to upsell or enhance digital platform integrations.

Market Positioning With a revenue range between 10M and 25M and a specialized focus on employee benefits in the financial services sector, Tendo is well-positioned to expand its product portfolio through strategic partnerships and tailored financial solutions.

Employee Benefits Focus As a provider of diverse benefits including insurance, savings, and loans, Tendo has potential to cross-sell complementary financial products or offer managed services that improve employee engagement and retention for corporate clients.

Growth Opportunities Given its recent funding and competitive landscape featuring companies like Tala and Cashalo, Tendo can leverage new financial products or innovative tech-enabled services to strengthen its market share within the employee benefits space.

Regional Expansion Based in Makati with a focused regional presence, Tendo has scope to extend its offerings into neighboring markets or industries seeking digital-first employee benefit solutions, potentially opening new sales channels.