Insights

Fintech Platform Tern operates a Fintech-as-a-Service platform enabling rapid, compliant payment solutions for enterprises, presenting a recurring opportunity to upsell to mid-market brands seeking faster time-to-market.

No Code Accessibility With no code, low code, and U code white-label app tooling, Tern appeals to non-technical business units and regional teams, offering a growth path for sales to expand into adjacent departments and geographies.

Large Market Taps Tern targets high-growth segments such as card issuing, direct-to-consumer finance, and B2B payments, indicating cross-sell potential to customers expanding into every facet of embedded payments.

Global Compliance End-to-end onboarding and KYC/KYB capabilities position Tern as a trusted partner for enterprises expanding internationally, creating opportunities to win customers with complex regulatory needs.

Financial Momentum With revenue in the hundred millions range and a scalable platform, Tern is attractive to growth-focused buyers seeking to optimize payments infrastructure and accelerate market entry for fintech initiatives.

Tern Tech Stack

Tern uses 8 technology products and services including Google Hosted Libraries, MySQL, Font Awesome, and more. Explore Tern's tech stack below.

  • Google Hosted Libraries
    Content Delivery Network
  • MySQL
    Database
  • Font Awesome
    Font Scripts
  • Help Scout
    Issue Trackers
  • Priority Hints
    Performance
  • X-XSS-Protection
    Security
  • HSTS
    Security
  • OpenResty
    Web Servers

Media & News

Tern's Email Address Formats

Tern uses at least 1 format(s):
Tern Email FormatsExamplePercentage
First@ternitup.comJohn@ternitup.com
91%
FLast@ternitup.comJDoe@ternitup.com
9%

Frequently Asked Questions

What is Tern's stock symbol?

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Tern is a publicly traded company; the company's stock symbol is TX.

What is Tern's official website and social media links?

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Tern's official website is ternitup.com and has social profiles on LinkedIn.

How much revenue does Tern generate?

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As of July 2026, Tern's annual revenue is estimated to be $100M - $250M.

What is Tern's NAICS code?

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Tern's NAICS code is 52 - Finance and Insurance.

How many employees does Tern have currently?

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As of July 2026, Tern has approximately 13 employees across 2 continents, including North AmericaAsia. Key team members include Chief Operating Officer & Co-Founder: K. W.Co-Founder: J. V. S.Implementation Lead: I. G.. Explore Tern's employee directory with LeadIQ.

What industry does Tern belong to?

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Tern operates in the Financial Services industry.

What technology does Tern use?

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Tern's tech stack includes Google Hosted LibrariesMySQLFont AwesomeHelp ScoutPriority HintsX-XSS-ProtectionHSTSOpenResty.

What is Tern's email format?

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Tern's email format typically follows the pattern of First@ternitup.com. Find more Tern email formats with LeadIQ.

When was Tern founded?

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Tern was founded in 2015.
Tern logo

Tern

Financial ServicesGeorgia, United States11-50 Employees

Based in Atlanta, Georgia, Tern operates a fintech-focused platform that helps enterprises and brands deploy compliant payment solutions for global commerce. The end-to-end system covers onboarding (KYC/KYB), card and account issuance, Banking-as-a-Service, global funding and disbursement methods, and white-label app creation with no-code and low-code options. It is designed to enable rapid development and deployment of scalable fintech products across markets, including card issuing, direct-to-consumer finance, and B2B payments.

In the financial services landscape, Tern positions its platform as embedded payments infrastructure that reduces complexity and accelerates time-to-market for fintech initiatives. Its customers are enterprises and brands seeking to launch or expand fintech capabilities globally. The company is based in Atlanta and operates with a relatively small to midsized team.

Section iconCompany Overview

Stock Symbol
TX
NAICS Code
52 - Finance and Insurance
Founded
2015
Employees
11-50

Section iconFunding & Financials

  • $100M - $250M

    Tern's revenue is estimated to be in the range of $100M - $250M

Section iconFunding & Financials

  • $100M - $250M

    Tern's revenue is estimated to be in the range of $100M - $250M

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