Online Lending Platform Think Finance offers Cortex, a comprehensive online lending decision engine that can be integrated by financial institutions seeking to expand or enhance their digital lending capabilities, presenting an opportunity to upsell or cross-sell related fintech solutions.

Growth and Expansion With a focus on providing user-friendly digital lending tools to a variety of financial service providers including banks and credit unions, there is potential to target organizations looking to modernize their lending processes or adopt lending-as-a-service platforms.

Regulatory and Compliance Needs Given recent legal challenges related to unfair lending practices and predatory lending accusations, there is a clear demand for advanced compliance and risk management solutions, offering an opportunity to introduce regulatory technology and consulting services.

Market Penetration Opportunities Despite past legal issues, Think Finance continues to serve a substantial customer base and maintains a revenue stream, indicating ongoing demand in the digital lending space, which can be leveraged through targeted outreach to institutions seeking reliable fintech vendors.

Tech Stack and Innovation Look for prospects that prioritize integrating modern, scalable technology stacks similar to AppNexus, jQuery, and Bootstrap, suggesting a readiness for innovative, tech-driven solutions that enhance online lending functionalities or improve customer experience.