Insights

AI Lending Platform Upstart is the leading AI lending marketplace, offering superior credit products through AI models that approve more borrowers at lower rates, presenting an opportunity for lenders seeking advanced technology solutions in the financial services sector.

Revenue Growth Potential With a revenue of $1 billion and plans to reach $1 billion in 2025, Upstart's accelerating revenue growth trajectory signals potential sales opportunities for service providers looking to partner with a high-growth company in the fintech industry.

Market Expansion Upstart, expanding into auto lending and HELOC markets, presents partnership opportunities for companies looking to tap into these expanding sectors and offer synergistic services to enhance their own market presence.

Digital-First Experience Upstart's exceptional digital-first experience for customers, with instant approval for more than 80% of borrowers, creates a sales advantage for companies specializing in enhancing digital customer experiences and engagement.

Competitive Positioning Amidst revenue growth and a return to GAAP profitability, Upstart's strong execution and improved underwriting algorithms position it as a worthwhile investment for companies seeking to leverage a successful player in the financial services sector.

Upstart Tech Stack

Upstart uses 8 technology products and services including Google Hosted Libraries, NoSQL, Sendoso, and more. Explore Upstart's tech stack below.

  • Google Hosted Libraries
    Content Delivery Network
  • NoSQL
    Database
  • Sendoso
    E-commerce Platforms
  • Marketo
    Marketing Automation
  • Heap
    Mobile Analytics
  • Fiserv
    Payment Processing
  • Workday Payroll
    Payroll Management And Benefits Administration
  • Django
    Web Frameworks

Media & News

Upstart's Email Address Formats

Upstart uses at least 1 format(s):
Upstart Email FormatsExamplePercentage
First.Last@upstart.comJohn.Doe@upstart.com
59%
First@upstart.comJohn@upstart.com
26%
FirstLast@upstart.comJohnDoe@upstart.com
14%
FLast@upstart.comJDoe@upstart.com
1%

Frequently Asked Questions

Where is Upstart's headquarters located?

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Upstart's main headquarters is located at 2950 S Delaware Street, Ste. 410 San Mateo, CA 94403 US. The company has employees across 6 continents, including North AmericaAsiaEurope.

What is Upstart's phone number?

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You can contact Upstart's main corporate office by phone at . For more prospecting data, LeadIQ has access to up-to-date and accurate contact information within our platform. Find, capture, and sync contact data to your CRM and sales tools in one click.

What is Upstart's stock symbol?

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Upstart is a publicly traded company; the company's stock symbol is UPST.

What is Upstart's official website and social media links?

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Upstart's official website is upstart.com and has social profiles on LinkedIn.

How much revenue does Upstart generate?

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As of April 2025, Upstart's annual revenue reached $5B.

What is Upstart's SIC code NAICS code?

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Upstart's SIC code is 7212 - Garment Pressing, and Agents for Laundries and Drycleaners NAICS code is 52 - Finance and Insurance.

How many employees does Upstart have currently?

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As of April 2025, Upstart has approximately 1.6K employees across 6 continents, including North AmericaAsiaEurope. Key team members include Chief Executive Officer: A. K.Chief Executive Officer: J. U.Chief Executive Officer: L. T.. Explore Upstart's employee directory with LeadIQ.

What industry does Upstart belong to?

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Upstart operates in the Financial Services industry.

What technology does Upstart use?

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Upstart's tech stack includes Google Hosted LibrariesNoSQLSendosoMarketoHeapFiservWorkday PayrollDjango.

What is Upstart's email format?

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Upstart's email format typically follows the pattern of . Find more Upstart email formats with LeadIQ.

How much funding has Upstart raised to date?

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As of April 2025, Upstart has raised $425M in funding. The last funding round occurred on Nov 12, 2024 for $425M.

When was Upstart founded?

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Upstart was founded in 2012.
Upstart

Upstart

Financial ServicesCalifornia, United States1001-5000 Employees

Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates across races, ages, and genders, while delivering the exceptional digital-first experience customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans. Upstart is based in San Mateo, California, and also has offices in Columbus, Ohio, and Austin, Texas.

All mortgage lending conducted by Upstart Mortgage, LLC NMLS No. 2443873. Equal Housing Opportunity.

Section iconCompany Overview

Headquarters
2950 S Delaware Street, Ste. 410 San Mateo, CA 94403 US
Phone number
SIC Code
7212 - Garment Pressing, and Agents for Laundries and Drycleaners
Stock Symbol
UPST
NAICS Code
52 - Finance and Insurance
Founded
2012
Employees
1001-5000

Section iconFunding & Financials

  • $425M

    Upstart has raised a total of $425M of funding over 8 rounds. Their latest funding round was raised on Nov 12, 2024 in the amount of $425M.

  • $1B

    Upstart's revenue is in the range of $1B

Section iconFunding & Financials

  • $425M

    Upstart has raised a total of $425M of funding over 8 rounds. Their latest funding round was raised on Nov 12, 2024 in the amount of $425M.

  • $1B

    Upstart's revenue is in the range of $1B

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