Insights

Digital banking leadership Tonik is a leading digital bank in Southeast Asia with a BSP digital bank license and PDIC deposit insurance, indicating a strong compliance and trust framework ideal for white-label or partnership opportunities with regional banks seeking digital transformation.

Philippines expansion Targeting a US$140B retail deposit and US$100B unsecured lending market in the Philippines presents substantial cross-sell potential for deposits, savings, and unsecured loan products to an largely unbanked population.

Tech-forward operations Tonik’s modern tech stack (Kubernetes, Vertex AI, SAP ERP, Alteryx, data visualization tools) signals readiness for scalable fintech integrations, data-driven marketing, and enterprise-grade digital onboarding collaborations.

Funding and scale With substantial revenue and a $131M funding base, Tonik shows financial momentum and growth capacity, making it a viable partner for technology deployments, co-branded products, or regional expansion initiatives.

Customer-first positioning Tonik’s emphasis on simplicity, security, and improving financial lives creates an opportunity to position joint products around inclusivity, financial literacy, and digital payments aimed at the unbanked 70% in the Philippines.

Tonik Tech Stack

Tonik uses 8 technology products and services including Alteryx, Apache Beam, Google Data Studio, and more. Explore Tonik's tech stack below.

  • Alteryx
    Advanced Analytics And Data Science
  • Apache Beam
    Analytics
  • Google Data Studio
    Business Intelligence
  • Kubernetes
    Containerization
  • Figma
    Design
  • SAP ERP
    Enterprise Resource Planning
  • Vertex AI
    Generative Ai
  • Atlassian Confluence
    Wikis

Media & News

Tonik's Email Address Formats

Tonik uses at least 1 format(s):
Tonik Email FormatsExamplePercentage
FLast@tonikbank.comJDoe@tonikbank.com
83%
First.Last@tonikbank.comJohn.Doe@tonikbank.com
11%
LastFirst@tonikbank.comDoeJohn@tonikbank.com
4%
LFirst@tonikbank.comDJohn@tonikbank.com
2%

Frequently Asked Questions

Where is Tonik's headquarters located?

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Tonik's main headquarters is located at Singapore, Central Region 069534 Singapore. The company has employees across 5 continents, including AsiaEuropeAfrica.

What is Tonik's stock symbol?

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Tonik is a publicly traded company; the company's stock symbol is MLPHO.PA.

What is Tonik's official website and social media links?

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Tonik's official website is tonikbank.com and has social profiles on LinkedInCrunchbase.

What is Tonik's NAICS code?

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Tonik's NAICS code is 52211 - Commercial Banking.

How many employees does Tonik have currently?

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As of June 2026, Tonik has approximately 545 employees across 5 continents, including AsiaEuropeAfrica. Key team members include Coo: T. B.Chief People Officer: M. V.Chief Strategy Officer: A. M.. Explore Tonik's employee directory with LeadIQ.

What industry does Tonik belong to?

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Tonik operates in the Banking industry.

What technology does Tonik use?

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Tonik's tech stack includes AlteryxApache BeamGoogle Data StudioKubernetesFigmaSAP ERPVertex AIAtlassian Confluence.

What is Tonik's email format?

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Tonik's email format typically follows the pattern of FLast@tonikbank.com. Find more Tonik email formats with LeadIQ.

How much funding has Tonik raised to date?

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As of June 2026, Tonik has raised $131M in funding. The last funding round occurred on Jan 09, 2022 for $131M.

When was Tonik founded?

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Tonik was founded in 2018.
Tonik logo

Tonik

BankingCentral Region, Singapore501-1000 Employees

Tonik is a digital bank headquartered in Singapore's Central Region that operates in Southeast Asia. Its platform enables customers to hold deposits, obtain loans, open savings accounts, make payments, and use cards, all on a secure digital system. In the Philippine market, Tonik targets retail customers, including those already using traditional banks and the substantial portion of Filipinos who remain unbanked, with a digital-only offering intended to be simple to use.

Tonik is the Philippines' first neobank to obtain a digital bank license from the Bangko Sentral ng Pilipinas, and deposits are insured by the Philippine Deposit Insurance Corporation. The company emphasizes a technology-driven, customer-focused approach as it pursues opportunities in Philippine retail deposits and unsecured lending.

Section iconCompany Overview

Headquarters
Singapore, Central Region 069534 Singapore
Stock Symbol
MLPHO.PA
NAICS Code
52211 - Commercial Banking
Founded
2018
Employees
501-1000

Section iconMedia & News

Section iconFunding & Financials

  • $131M

    Tonik has raised a total of $131M of funding over 5 rounds. Their latest funding round was raised on Jan 09, 2022 in the amount of $131M.

  • $100M$250M

    Tonik's revenue is estimated to be in the range of $100M$250M

Section iconFunding & Financials

  • $131M

    Tonik has raised a total of $131M of funding over 5 rounds. Their latest funding round was raised on Jan 09, 2022 in the amount of $131M.

  • $100M$250M

    Tonik's revenue is estimated to be in the range of $100M$250M

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