Insights

Rapid Market Penetration Tonik is strategically positioned to capture a significant share of Southeast Asia's expanding digital banking market, particularly in the Philippines where 70% of the population remains unbanked. Opportunities exist to provide innovative financial solutions that cater to this underserved segment.

Digital Banking Expansion As the first digitally licensed bank in the Philippines with a secure and highly accessible platform, Tonik offers a compelling case for partnerships or product integrations with technology providers to enhance service offerings and customer engagement.

Fintech Partnership Potential Tonik's use of advanced technology infrastructure such as Temenos and Google Cloud indicates openness to collaborating with fintech firms to expand product features, improve security, and scale operational capacity in the digital banking space.

Funding and Revenue Growth With over 131 million dollars in funding and revenue estimates between 100 million and 250 million dollars, Tonik demonstrates strong financial backing and growth potential, making it an attractive partner for financial technology providers looking to enter or expand in Southeast Asia.

Customer-Centric Approach Tonik’s focus on providing simple, accessible, and secure banking services to unbanked populations offers extensive opportunities for sales development in customer acquisition and onboarding solutions, especially tailored for emerging markets’ needs.

Tonik Tech Stack

Tonik uses 8 technology products and services including Temenos, TikTok Pixel, Lucidchart, and more. Explore Tonik's tech stack below.

  • Temenos
    Accounting And Finance
  • TikTok Pixel
    Analytics
  • Lucidchart
    Charting
  • Duda
    Content Management System
  • Oracle
    Enterprise
  • Google Cloud
    Infrastructure As A Service
  • JSON-LD
    Javascript Frameworks
  • Facebook
    Widgets

Media & News

Tonik's Email Address Formats

Tonik uses at least 1 format(s):
Tonik Email FormatsExamplePercentage
FLast@tonikbank.comJDoe@tonikbank.com
83%
First.Last@tonikbank.comJohn.Doe@tonikbank.com
11%
LastFirst@tonikbank.comDoeJohn@tonikbank.com
4%
LFirst@tonikbank.comDJohn@tonikbank.com
2%

Frequently Asked Questions

Where is Tonik's headquarters located?

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Tonik's main headquarters is located at Singapore, Singapore 069534 SG. The company has employees across 5 continents, including AsiaEuropeAfrica.

What is Tonik's stock symbol?

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Tonik is a publicly traded company; the company's stock symbol is MLPHO.PA.

What is Tonik's official website and social media links?

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Tonik's official website is tonikbank.com and has social profiles on LinkedInCrunchbase.

What is Tonik's NAICS code?

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Tonik's NAICS code is 52211 - Commercial Banking.

How many employees does Tonik have currently?

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As of October 2025, Tonik has approximately 487 employees across 5 continents, including AsiaEuropeAfrica. Key team members include Chief People Officer: M. V.Chief Strategy Officer (cso): M. S.Chief Data Officer: B. B.. Explore Tonik's employee directory with LeadIQ.

What industry does Tonik belong to?

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Tonik operates in the Banking industry.

What technology does Tonik use?

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Tonik's tech stack includes TemenosTikTok PixelLucidchartDudaOracleGoogle CloudJSON-LDFacebook.

What is Tonik's email format?

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Tonik's email format typically follows the pattern of FLast@tonikbank.com. Find more Tonik email formats with LeadIQ.

How much funding has Tonik raised to date?

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As of October 2025, Tonik has raised $131M in funding. The last funding round occurred on Jan 09, 2022 for $131M.

When was Tonik founded?

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Tonik was founded in 2018.
Tonik

Tonik

BankingSingapore, Singapore201-500 Employees

Tonik is a transformative digital bank on a mission to revolutionize the way money works in Southeast Asia.

We are addressing the US$140 billion retail deposit and US$100 billion unsecured retail lending opportunities in the Philippines. We believe the existing Filipino banking customers and the 70% of the Filipinos that remain unbanked deserve a better choice – a digital-only bank that is simple, not intimidating, helps them save, all at the click of a button. As the world leader in internet and social media usage, we believe Philippines is ripe for becoming a world leader in digital banking too.

We plan to make it happen. We provide retail financial products, including deposits, loans, savings accounts, payments, and cards on a highly secure digital banking platform.

Innovation is woven into the DNA of our company. We put customers first. We challenge the status quo. We are relentless. We are passionate about improving people’s financial lives through the use of technology.

Tonik is officially the Philippines’ first neobank to secure a digital bank license from the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC).

Section iconCompany Overview

Headquarters
Singapore, Singapore 069534 SG
Stock Symbol
MLPHO.PA
NAICS Code
52211 - Commercial Banking
Founded
2018
Employees
201-500

Section iconMedia & News

Section iconFunding & Financials

  • $131M

    Tonik has raised a total of $131M of funding over 5 rounds. Their latest funding round was raised on Jan 09, 2022 in the amount of $131M.

  • $100M$250M

    Tonik's revenue is estimated to be in the range of $100M$250M

Section iconFunding & Financials

  • $131M

    Tonik has raised a total of $131M of funding over 5 rounds. Their latest funding round was raised on Jan 09, 2022 in the amount of $131M.

  • $100M$250M

    Tonik's revenue is estimated to be in the range of $100M$250M

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