Fraud & underwriting Two offers AI-driven fraud prevention and credit underwriting through its Frida and Delphi engines, presenting a potential upsell to merchants seeking to reduce fraud risk and accelerate payment decisions across e-commerce, in-store, and supplier portals.

Net terms expansion Automated invoicing and flexible net terms indicate opportunities to expand payment terms programs for mid-market retailers and wholesalers looking to streamline cash flow and improve working capital for multi-channel sales.

Global merchant focus Trusted by merchants globally suggests a scalable platform with cross-border payment capabilities, ideal for sales outreach to international ecommerce brands and multi-region distributors seeking unified payments and fraud controls.

Tech-enabled ops Leveraging AWS, continuous delivery, and modern libraries points to a robust, scalable tech stack; potential upsell to enterprises prioritizing reliability, security, and rapid deployment in payments operations.

Small to mid-market runway Company size (51-200 employees) and revenue signals a growth-driven SMB-to-mid-market focus; target sales plays could emphasize quick implementation, measurable ROI in fraud reduction, and faster settlement cycles.