Public ownership Leverage Ukrgasbank’s state-owned background (Ministry of Finance controlling stake) to position government-backed finance programs, grants, and municipal funding opportunities as a trusted partner for public-sector projects and multi-stakeholder collaborations.

Municipal financing Target expansion into local government and municipal energy efficiency initiatives, leveraging recent AF D and EIB-backed financing lines to offer tailored debt facilities, guarantees, and grant-supported project finance for utilities and public infrastructure.

Energy transition Capitalize on the bank’s involvement in energy efficiency, heating, and renewable projects by offering specialized lending, project finance, and capex leasing solutions for energy retrofit, district heating, and green infrastructure programs.

Digital payments Promote advanced payment technology rollouts for SMEs through UGB Tap&Pay and contactless solutions, aligning with merchants’ digital transformation needs and expanding card-not-present and e-wallet settlement capabilities.

Regional network Use Ukraine-wide presence and sizable branch footprint to offer scalable, risk-managed lending and treasury services to mid-market corporates with regional operations, supported by AWS-based cloud, data insights, and security tooling for compliance.